Welcome to our October edition

Welcome to our October edition




Labour hosebuilding targets 2024

 



Situated on the sought-after Oak View Road Development in Wadebridge, this three-bedroom end terraced property presents a fantastic opportunity for first-time buyers, families, or anyone looking to call the wonderful...

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This historic 17th-century public house, once known as The White Hart and now formally knows as The Laurels Inn, sits at the heart of the village next to the church. Over the years, it has served various roles, including as a...

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The UK property market has a lot going for it thanks to a year in which mortgage rates finally dropped and confidence replaced uncertainty. This encouraged buyer demand, and the number of sales agreed increased by 25% on the previous year.* If you're considering relocating in 2025, there are numerous compelling reasons to get started. Here are 10 reasons to buy in 2025. 

 

Fair pricing  

House prices did not skyrocket in 2024, rising by an average of 1% compared with 2023.* This means you will not pay through the nose and get the house you want at a fair price, and the earlier you start, the better.  

 

Achieve a good selling price  

You will also get a good price for your current home, which will have likely enjoyed excellent increases in value over the years. Strong levels of demand mean you will not be left waiting around for a buyer.  

 

Good mortgage deals  

Mortgage rates improved during 2024, and the good news is this is set to continue in 2025. Now that we are getting closer to a settling point and have not fallen to the previous unsustainably low levels, the market sentiment is one of ‘move now. 

 

 

Move up  

If you are moving up or selling up, buying is always worth considering when the market is on the up. The conditions for moving up the ladder are ideal, creating a real window of opportunity in 2025. 

 

Fabulous choice  

Fabulous properties are appearing in every county and almost on every street, increasing your chances of finding what you want. This is boosted further with some second homeowners and landlords selling up.  

 

No elections  

Unless something rather unpredictable occurs, 2025 does not have to contend with the uncertainty that a general election can bring. This means you can focus on any tax or buying advantages the government offers.  

 

Good timing  

Making an early start has numerous benefits. Many sellers are already placing their homes on the market in December in anticipation of the Boxing Day Boom and the January rush, not forgetting the early build up to the spring market.  

 

Start your future  

With future growth levels appearing to be favourable, investing in your future now could be a good move. Investing in property can help secure your future while providing the perfect setting to enjoy so many magical moments. 

 

Less stress more certainty  

More certainty means less stress. Moving home is a big decision, but the right guidance prevents niggling worries from becoming big concerns. You will have many questions, and the answer to all of them is to use good property professionals. 

 

It’s easier  

Evolving technology that connects you to the right homes that allows virtual viewings to virtually all you will ever need during your move, makes the buying process easier. Agents in 2025 will combine tech with local expertise to give you better service. 

 

Buying or booking a valuation? Contact us for guidance  

 

October Zoopla HPI* 



How to minimise wear and tear in your rental property without overspending

 

Keeping a rental property in good condition is essential for maintaining its value and attracting quality tenants. However, regular use naturally leads to wear and tear, and constant repairs or replacements can become costly. For landlords, the key is to minimise damage while keeping expenses under control. Here are some practical and cost-effective ways to reduce wear and tear in your rental property without overspending. 

 

Choose durable materials and finishes 

Investing in high-quality, durable materials for flooring, walls, and fixtures can reduce the need for frequent replacements. Hard-wearing laminate or vinyl flooring is a cost-effective alternative to carpets, as it is easier to clean and less prone to damage. Walls painted in washable, scuff-resistant paint allow for easy maintenance, reducing the need for frequent repainting. Opting for sturdy, low-maintenance kitchen units and bathroom fittings also helps minimise wear over time. 

 

Set clear expectations with tenants 

A well-informed tenant is more likely to take care of the property. Providing a clear tenancy agreement that outlines maintenance responsibilities, such as keeping carpets clean and reporting issues promptly, encourages tenants to look after their home. A simple guide on how to care for appliances, heating systems, and ventilation can also prevent unnecessary damage caused by misuse. 

 

Use protective measures in high-traffic areas 

Simple, affordable additions can significantly reduce wear in areas that experience the most use. Doormats at entrances help prevent dirt and grit from damaging flooring, while fitted furniture pads protect wooden or tiled floors from scratches. Installing door stoppers and kick plates can prevent damage to walls and skirting boards, reducing the need for repainting and repairs. 

 

Carry out regular inspections and maintenance 

Regular inspections allow landlords to catch small issues before they become expensive problems. Spotting early signs of damp, leaks, or damage gives you the chance to address them before they lead to costly repairs. A scheduled maintenance check every few months helps keep the property in good condition and reassures tenants that issues will be dealt with promptly. 

 

Provide quality fixtures and fittings 

While it may be tempting to furnish a rental property with budget-friendly items, poor-quality fixtures can break easily and require frequent replacement. Investing in sturdy door handles, strong curtain poles, and reliable kitchen appliances can save money in the long run by reducing the need for repairs. Choosing neutral, timeless designs also helps prevent the need for frequent updates due to changing trends. 

 

Encourage responsible tenant behaviour 

Encouraging tenants to report maintenance issues as soon as they arise can prevent minor problems from turning into expensive repairs. Providing a simple process for reporting issues and responding quickly to repair requests builds a positive relationship with tenants and helps keep the property well-maintained. Offering incentives for long-term tenants who take good care of the property, such as minor upgrades or professional cleaning, can also be beneficial. 

 

Limit excessive wear with smart furnishing choices 

For furnished rentals, choosing stain-resistant fabrics for sofas and chairs, and using wipeable surfaces for dining tables and worktops, can help keep furniture in good condition for longer. If you provide a washing machine, consider installing a filter to prevent damage from limescale and debris. Simple choices like these can significantly extend the lifespan of furnishings without increasing costs. 

 

Use a professional end-of-tenancy clean 

At the end of each tenancy, having the property professionally cleaned can help prevent long-term damage. Deep cleaning carpets, appliances, and bathrooms keeps them in good condition and makes it easier for new tenants to maintain the property. Some landlords include professional cleaning as a requirement in the tenancy agreement, ensuring the property is returned in good condition. 

 

Protect your investment cost-effectively 

Reducing wear and tear does not have to be expensive. By choosing durable materials, setting clear expectations, and maintaining the property proactively, landlords can keep their rental homes in excellent condition without overspending. A well-maintained property attracts responsible tenants, reduces repair costs, and helps ensure a long-term, profitable investment.  

 

Contact us today for practical solutions to protect your property investment 

 

 



Tips to make your offer more attractive to sellers without overpaying

 

In today’s competitive property market, securing the home you want requires more than just making a high offer. Sellers consider multiple factors when choosing a buyer, and a well-structured, appealing offer can give you the edge without stretching your budget too far. Here are some key strategies to make your offer stand out while ensuring you pay a fair price. 

 

Get your finances in order 

Sellers prefer buyers who can move quickly and with confidence. Having a mortgage agreement in principle (AIP) shows that you are financially prepared and serious about buying. If you are a cash buyer, making this clear in your offer strengthens your position, as sellers often favour buyers who do not rely on mortgage approval. 

 

Be flexible with your timeline 

A seller’s ideal buyer is someone who fits their moving plans. If they need a quick sale, being ready to proceed without delays can put you ahead of the competition. On the other hand, if they need extra time to find a new home, offering flexibility on move-in dates could work in your favour. Asking the seller about their preferred timeline and accommodating their needs can make your offer more appealing. 

 

Keep your offer clean and simple 

Avoid adding unnecessary conditions that could slow down the process. Sellers may be put off by offers that are dependent on selling another property or subject to extensive surveys and delays. A straightforward offer with fewer contingencies reassures the seller that the sale is less likely to fall through. 

 

Establish a good relationship with the seller 

Property transactions are not purely financial. Sometimes sellers favour buyers they feel a connection with. Expressing why you love the property and how you plan to care for it can create goodwill. This is especially effective when sellers have an emotional attachment to their home. 

Work with a reliable estate agent 

A well-regarded estate agent can present your offer in the best light and highlight your strengths as a buyer. If you are working with a trusted agent, they can communicate your seriousness and financial readiness to the seller’s agent, giving you a competitive edge. 

 

Show you are ready for a smooth transaction 

Being prepared with all necessary documents, such as proof of funds and solicitor details, demonstrates that you are serious and ready to move forward. Sellers and agents appreciate buyers who are organised and can proceed without unnecessary delays. 

 

Win the offer without overpaying 

Securing a property does not always mean offering the highest price. A well-prepared, flexible, and confident approach can make your offer more attractive without exceeding your budget. By presenting yourself as a strong, reliable buyer, you increase your chances of getting the home you want without paying over the odds. 

 

Need expert advice on making a winning offer? Contact us Bond Oxborough Phillips for guidance on navigating the buying process successfully 

 



Styling Your Home to Stand Out

When selling your home, styling can help potential buyers imagine themselves living there. The good news? You don’t need to spend a fortune. Simple, budget-friendly updates can make your property more appealing and memorable.

1. Neutral tones with a pop of colour

Neutral shades like whites, greys, and warm taupes appeal to a wide range of buyers. Adding a pop of colour keeps the space fresh and contemporary.

What to do:

  • Add colourful cushions, throws, or art prints for vibrancy.
  • Consider an accent wall in soft tones like navy, deep green, or mustard for warmth.

2. Declutter and simplify

Minimalism is key. Buyers want to see space, not clutter, allowing rooms to feel larger and inviting.

What to do:

  • Declutter every room, especially kitchens and bathrooms.
  • Keep furniture simple and avoid overcrowding.
  • Organise storage spaces – tidy cupboards and closets.

3. Natural materials and textures

Incorporating wood, stone, or rattan adds warmth and a connection to nature.

What to do:

  • Refurbish or polish wooden furniture to restore natural beauty.
  • Add woven rugs, rattan furniture, or stone accents to introduce texture.

4. Statement lighting

Well-lit spaces feel bright and airy. A statement light can also act as a focal point.

What to do:

  • Upgrade fixtures with pendant lights or modern chandeliers in living or dining areas.
  • Combine functional, ambient, and accent lighting for a layered, welcoming feel.

5. Open shelving for kitchens and bathrooms

Open shelving makes spaces feel larger and showcases storage potential.

What to do:

  • Display stylish plates, glasses, or plants on kitchen shelves.
  • Use open bathroom shelves for neatly arranged towels or decorative items.

6. Indoor plants for a fresh touch

Plants add colour, freshness, and a calming atmosphere.

What to do:

  • Place low-maintenance plants like succulents, snake plants, or peace lilies around the home.
  • Use planters that match your décor – ceramic, concrete, or wicker for a cohesive look.

7. Cosy, inviting bedrooms

Bedrooms should feel like a sanctuary, calm and welcoming.

What to do:

  • Use crisp white bedding with subtle textures, adding a throw or cushions for comfort.
  • Keep nightstands clutter-free and choose stylish lamps or minimalist décor.

8. Smart home features

Modern buyers value convenience and energy efficiency through smart technology.

What to do:

  • Install smart lighting, thermostats, or security systems where possible.
  • Highlight energy-efficient features like double-glazing or LED lighting.

Small updates, big impact

Interior styling doesn’t require a costly renovation. Simple changes like refreshing décor, adding plants, and updating lighting can help buyers envision themselves living comfortably in your home.

Ready to make your home stand out?

Let’s talk about simple styling updates that will make all the difference.



 Big changes, better protection 

If you rent in England, you’ve probably heard about the Renters' Reform Bill, but what does it actually mean for you? With the bill working its way through Parliament, it’s set to bring in some of the most significant changes to tenancy law in decades. And the good news? Most of them are designed to give tenants more security, transparency and peace of mind. 

Here’s what you need to know - without the legal jargon. 

Goodbye to no-fault evictions 

One of the most talked-about reforms is the proposed end of Section 21 ‘no-fault’ evictions. Right now, landlords can end a tenancy with just two months’ notice, even if you’ve paid your rent on time and haven’t broken any rules. 

Under the new system, landlords would need a valid reason (such as selling the property or serious rent arrears) to ask you to leave. That means you can stay in your home for longer, without worrying about sudden notices that aren’t linked to your behaviour. 

Rent increases made more predictable 

The bill also aims to limit how and when rents can be increased. Instead of surprise mid-tenancy hikes, rent reviews would be limited to once per year, with landlords required to give at least two months’ notice. You’ll also be able to challenge unfair increases through a tribunal if needed. 

This doesn’t mean rents won’t go up, but it does mean you’ll have more time to prepare and a clear route to appeal if the increase feels unreasonable. 

Longer tenancies, more control 

The current model of fixed-term contracts is being replaced by open-ended tenancies. That means no more feeling pressure to renew every 6 or 12 months. You’ll be able to give two months’ notice to leave when it suits you, while landlords will still have pathways to regain possession if necessary. 

This offers greater flexibility and stability, especially for those settling into communities or raising families. 

More protections for families and pet lovers 

The bill is also expected to introduce a fairer approach to pet ownership in rentals, requiring landlords to consider requests reasonably. You may also be allowed to challenge blanket ‘no pet’ clauses though you’ll likely still need to prove responsibility and consider insurance. 

A step toward more balanced renting 

While the bill is still being finalised, it signals a clear shift toward more balanced rights for tenants and landlords alike. And while landlords retain important protections, you gain the right to a more secure, transparent and fair rental experience

 

Looking for a fair and secure rental? Let’s help you find the right home 



Key Questions First-Time Buyers Should Ask

Buying your first home can be overwhelming, and working with an estate agent may feel intimidating. They’re the professionals, so it’s easy to assume they know best. But remember, this is your investment, and you have every right to ask the tough questions. Asking the right things will give you the confidence to make the right choice and avoid surprises.

1. Why is the seller moving?

Understanding the seller’s motivation can reveal potential negotiation opportunities or hidden issues.

What to do:

  • Listen for any red flags, such as frustration with the house or neighbourhood.
  • Knowing the motivation helps you manage expectations and strategy.

2. How long has the property been on the market?

A property lingering on the market might indicate overpricing or underlying problems, while a new listing may require fast action.

What to do:

  • Ask if the price has been reduced after a long listing period.
  • This can indicate willingness to negotiate or highlight unresolved issues.

3. Are there any ongoing issues with the property?

Beyond aesthetics, hidden issues can significantly impact costs and future planning.

What to do:

  • Request details of repairs or maintenance history.
  • Ask about disputes, planning issues, or unresolved property problems.

4. What’s included in the sale?

Don’t assume items like appliances or furniture come with the property.

What to do:

  • Clarify which items are included, e.g., white goods, wardrobes.
  • Get a list of included items in writing if not specified.

5. What’s the neighbourhood really like?

Local insights beyond property listings can influence your decision significantly.

What to do:

  • Ask about local amenities, transport links, and community vibe.
  • Visit at different times to assess traffic, noise, and atmosphere.

6. Are there any other interested buyers?

Knowing the level of interest helps you decide how competitive your offer should be.

What to do:

  • Ask if any offers are already on the table.
  • Set a budget and be prepared to act quickly if multiple buyers are involved.

7. Can you provide a copy of the property’s Energy Performance Certificate (EPC)?

The EPC shows the home’s energy efficiency, which affects future bills and potential improvements.

What to do:

  • Request the EPC and review the energy efficiency rating.
  • If the rating is low, ask about past improvements or upgrades that could enhance efficiency.

Taking charge of the process

Asking the right questions is crucial for first-time buyers. While estate agents are there to assist, staying proactive ensures you have all the information before committing. With the right questions, you can move forward confidently and make sure the property meets your expectations now and in the future.

Ready to find your dream home with confidence?

Get in touch today, and let’s start the search together!



Understanding EPC Ratings: What You Need to Know
When buying or renting a property, the Energy Performance Certificate (EPC) is a useful guide to its energy efficiency. It helps you understand potential running costs, particularly for heating and electricity, and highlights areas where improvements can make a difference.

What is an EPC rating?
An EPC rating runs from A (most efficient) to G (least efficient). It is generally required when a property is built, sold, or let, although certain exemptions exist—for example, some listed buildings or low-energy homes.

  • A & B ratings: Highly efficient homes with lower energy usage and running costs.
  • C & D ratings: Average performance, with moderate energy costs.
  • E & below: Less efficient, meaning higher energy use.

Why EPC ratings matter
A higher rating can mean lower running costs, better comfort, and a smaller carbon footprint. For buyers or tenants, it provides insight into ongoing energy expenses. For landlords or sellers, it shows areas for improvement that could make the property more attractive and cost-effective to occupy.

Currently, rental properties must generally meet an EPC rating of E or above to comply with regulations (unless exempt). While no further mandatory changes have a confirmed timetable, being proactive about energy efficiency can increase appeal and reduce costs.

Boosting your EPC rating
Simple upgrades can make a significant difference:

  • Insulate your home: Loft or cavity wall insulation reduces heat loss.
  • Upgrade windows: Double glazing helps maintain temperature efficiently.
  • Modern heating systems: Energy-efficient boilers use less fuel and lower bills.
  • Switch to LED lighting: Cuts electricity use across the home.
  • Smart thermostats: Programmable heating avoids energy waste.
  • Renewable energy options: Solar panels or solar water systems reduce reliance on external suppliers.

Take charge of energy efficiency
Whether buying, renting, or improving your current home, keeping an eye on EPC ratings helps manage costs and comfort. Upgrades today can lead to savings and a more environmentally friendly home tomorrow.

Ready to make your home more energy-efficient?

Contact us for expert advice and practical steps to improve your EPC rating